- Lower rates
- Lower payments
- Longer Terms
- Fixed interest
- Less installments
- Easier management
- More freedom


Direct Loan Consolidation

Direct Loan Consolidation is the process via which graduates can combine all of their student loans into one jumbo loan, reducing the number of payments they have to make, capping their interest rate, as well as decreasing their monthly payments. Direct loan consolidation is beneficial to college graduates with both federal and private student loans. A number of options are available to take control of rising interest rates and lock in a plan with a low monthly payment.
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Online Application

The easiest way to apply for Direct Loan Consolidation is via an online application, which could be completed in as little as 15 minutes. The application asks general information about you, as well as your current student loans. You can chose to consolidate some or all of your student loans, as long as they qualify under the requirements.